NEW LISTING at the ’Springs at Langara’.  Light filled 1130 sq.ft. garden condo has been tastefully renovated and features spacious rooms with 2 bedrooms and 2 baths. Amenities include a fully refurbished clubhouse, which opens up to a large deck pond-side perfect for summertime dining. An indoor pool, sauna, steam and hot tub to enjoy after working out at the private gym. The living space features oak flooring throughout, infloor heated tiles in both bathrooms, an oversized shower in the master ensuite, stainless appliances, new washer and dryer, and newly installed window coverings. This unit comes with one underground parking stall, a storage locker, and 2 patios. The perfect place to call home. $818,000.

Everything you always wanted to know about your mortgage

Sam Taylor loved helping people which is why she started her career as a social worker. But after almost three decades, Sam was burnt out and needed out. After a great deal of soul-searching she decided to start her own home staging business. “Over the years more and more people have asked for my help,” she explains. “I have a flare for it.” To start and grow her own business, however, she needs capital. To get capital she needs to sell her home—and that means breaking her fixed-rate mortgage.

What Sam found out shocked her. She was on the hook for almost $18,000 in fees, as a penalty for breaking her mortgage early. Turns out, breaking up (with your mortgage) really is hard to do. And Sam was lucky. According to the Financial Post, Tyler Bollhorn, a personal finance author who decided to move from Kelowna, B.C. to Hawaii, was shocked when he learned he’d have to pay more than $150,000 to break his mortgage. “I got stuck with a pretty good penalty because I never read the fine print,” he says.

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